Protecting EveryTransaction withUnmatched Security.

Security isn't just a feature at PB Pay — it's a promise. Every piece of data our customers share with us carries an implicit trust and we honor that trust by building protection into every layer of what we do. From advanced encryption and firewall systems to carefully designed internal policies that govern how our team operates, we leave nothing to chance. Our approach is never static; we continuously refine and strengthen our defenses to stay one step ahead of new and evolving threats.

At PB Pay, every interaction between our platform and a merchant is built on a foundation of zero trust. Nothing is assumed and everything is verified. We employ robust authentication protocols powered by JWT and the RS256 encryption algorithm, ensuring that every connection is legitimate, secure and tamper-proof before any data exchange takes place.

Protecting sensitive information isn't just about locking the front door — it's about securing every room along the way. At PB Pay, customer data is encrypted before it even touches the network, wrapped in an additional layer of protection that travels with it at every stage. The information is only ever readable at the exact moment and place it needs to be — nowhere else.

Trust is earned and at PB Pay, we back that trust with the highest level of security validation in the payments industry. PCI DSS is the gold standard for payment security — governed by the PCI Security Standards Council, established by Visa, Mastercard, American Express, JCB and Discover. We undergo rigorous independent audits conducted by CERT-IN empanelled assessors against the most demanding benchmarks in the industry.

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Security at PB Pay isn't just about protecting data — it's built into the very software that powers every transaction. The PCI Software Security Framework sets the highest benchmark for how payment software is designed, developed and maintained. It ensures security is embedded from the first line of code, encompassing the Secure Software Standard and the Secure Software Lifecycle Standard.

Information security at PB Pay isn't managed in silos. It's woven into the fabric of how we operate as an organization. Our ISO/IEC 27001 certification is a testament to that commitment, validating that our approach to protecting information is structured, comprehensive, and aligned with the highest global standards.

This internationally recognized certification confirms that PB Pay has implemented a robust Information Security Management System (ISMS), one that doesn't just react to threats but actively anticipates and mitigates them. Every risk is identified, every control is measured, and every process is continuously refined to safeguard the confidentiality, integrity, and availability of data across every layer of our operations.

From how we manage internal access to how we handle sensitive merchant and customer data, ISO 27001 ensures that security is not a one-time effort but an ongoing discipline, embedded in our culture, our workflows, and our decision-making at every level.

View ISO/IEC 27001 Certificate